Modernizing Loan Review in the Era of Loan Resets
MONROE, La., May 22, 2026
In his latest article for BankNews, BAFS President/CEO Richard Guillot examines the credit inflection point facing community banks as pandemic-era loans reset into a higher-rate environment. With debt service coverage ratios under pressure and “renewal shock” on the horizon, traditional periodic loan review models are no longer enough. Guillot outlines how community banks can shift from reactive validation to continuous, forward-looking credit monitoring — protecting portfolio quality, preserving borrower relationships, and navigating the next phase of the credit cycle with greater confidence.
Read the article here: Modernizing Loan Review for Community Banks in a Reset Era
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BAFS is a commercial lending growth partner offering deep industry expertise proven technology to help community financial institutions originate, manage, and scale commercial loan portfolios with confidence.
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