How We Do It

BAFS’ Lending Suite -
Service That Works
Your Way

You’ve decided you need software as well as
services. Pre-define your service level
with an Assurance Bundle, or buy as
needed in the Alliance Package. Our team
of lending experts is ready to work for you.

White-Glove Service Across
Platform, People, and Processes

Benefit from a joint approach to commercial loan management. BAFS’ Assurance provides access to our cutting-edge BLAST® software as well as dedicated management support. This coordination of people & platform ensures your business can capitalize on new opportunities while staying aligned with industry best practices.

Assurance | Bundle and do more

Your teams are all in place, you know where you’re going to be. You need a stable plan that can help you meet your goals. We’ll design a service bundle to get you there. We’re here how you need us!

Alliance | Buy as you need

The coming year is exciting. New producers, perhaps new markets. And forecasting is a challenge. Your services can be designed to be used when you need them. We’re here when you need us!

Lending Service Solutions

Loan Assistant

Our commercial lending assistant services are designed to relieve your teams of many of the day-to-day task driven efforts and allow them to focus on more important things.

  • UCC-1 Lien Search (Pre or Post)
  • UCC-1 Financing Statement Filing
  • Flood Determination
  • Environmental Pre-Screen
  • Environmental Loan Check Plus
  • UCC 3 – Financing Statement Filing

Underwriting

It is vital that loan underwriting be done correctly. But it’s also time consuming and expensive. BAFS’ senior underwriters handle this important work, so you don’t have to.

  • Financial Spread & Ratio Analysis
  • Pro-Forma Development & Analysis
  • Real Estate Portfolio Analysis
  • Breakeven & Sensitivity Analysis
  • Credit Stress Test Modeling
  • Small, Limited, & Full Loan Analysis
  • USDA Guarantee, Loan Underwriting
  • Credit Memo Addendum & Review
  • Preliminary Review Analysis

Document Preparation

BAFS relies on dedicated teams who focus on owning one area of the lending process. That dedication will provide the confidence and clarity you want in the documents you need.

  • Unsecured Loan Documents
  • Personal Property Loan Documents
  • Additional Property Collateral
  • Real Estate Loan Documents
  • SBA/USDA Loan Documents
  • Loan Extension & Modification
  • Loan Participation Agreements
  • Participation Certificates
  • Renewal Loan Documents

You Have BLAST®. Now You Need
Help Getting The Work Done!

You’ve searched for a solution without much success. The options have been to buy an expensive software package, hire and train a large staff of lending and IT folks to manage it, then you’re on your own OR partner with a 3rd party and turn over everything to them.

BAFS offers unique solutions to your unique challenges. Contact us today to learn more!

View BLAST® in Action

Our BLAST®-enabled suite of services offers a comprehensive solution for loan management and credit administration across application, analysis, underwriting, and document preparation. Schedule a demo with our team and see how our coordination of people and platform will grow your business!