How We Do It

BAFS’ Credit Admin Suite - Delivering Confidence

You have BLAST® in place but also need the
confidence and regulatory readiness of a
fully-staffed credit administration back office.
Pre-define your service level with an Assurance
Bundle, or buy as needed with the Alliance
Package. BAFS is here to serve, your way.

You’ve Seen the 'Buy It Our Way or
Nothing' Solutions

You need unique products for your unique challenges. Our team works
for you, not the other way around!

Assurance | Bundle and do more

Your teams are all in place, you know where you’re going to be. You need a stable plan that can help you meet your goals. We’ll design a service bundle to get you there. We’re here how you need us!

Alliance | Buy as you need

The coming year is exciting. New producers, perhaps new markets. And forecasting is a challenge. Your services can be designed to be used when you need them. We’re here when you need us!

Credit Admin Service Solutions

Policy, Analytics, & Doc Admin

Required oversight and management tools delivered through template-guided workflows help your teams deliver consistent results.

  • Monthly Board Report Package
  • Policy & Procedure Management
  • Exam Assistance & Regulatory Response
  • Credit Risk Rating Development & Update
  • Imaging & Indexing Control/Review
  • Tickler & Exception Management
  • Exception Clearing & Reconciliation
  • Amendment Filing

Collateral Management

Be confident in the value of your portfolio while separating duties and meeting regulatory requirements. The BAFS team can handle the heavy lifting.

  • Appraisal Review & Oversight
  • Environmental Review
  • Environmental Risk Rating Report
  • Real Estate Revaluation
  • Real Estate Site Visit
  • Business Use Vehicle, Equipment, & Inventory Revaluation
  • 1-4 Family Real Estate AVM (Automated Valuation Method)

Loan Review

BAFS’ experienced Loan Review team will analyze and report to you on every aspect of your institution’s financial health, so you can grow with confidence!

  • Financial Spread & Ratio Analysis
  • Annual Term Loan Review
  • Third Party Compliance Review
  • Financial Narrative
  • Stress Testing
  • Covenant Compliance Analysis
  • Industry Analysis
  • Non-Financial Credit Risk Review

View BLAST® in Action

Our BLAST®-enabled suite of services offers a comprehensive solution for loan management and credit administration across application, analysis, underwriting, and document preparation. Schedule a demo with our team and see how our coordination of people and platform will grow your business!