How We Do It

BAFS’ Lending Suite -
Commercial Lending Software and Services That Work Your Way

You’ve decided you need commercial loan
management software as well as lending
services. Pre-define your service level
with an Assurance Bundle, or buy as
needed in the Alliance Package. Our team
of lending experts are ready to work for you.

White-Glove Service Across
Platform, People, and Processes

Benefit from a joint approach to commercial loan management. BAFS’ Assurance package provides access to our cutting-edge BLAST® software as well as dedicated management support. This coordination of people and platform ensures your business can capitalize on new opportunities while staying aligned with industry best practices.

Assurance | Bundle and do more

Your teams are all in place, you know where you’re going to be. You need a stable plan that can help you meet your goals. We’ll design a service bundle to get you there that includes our commercial loan management software. We’re here how you need us!

Alliance | Buy as you need

Get full access to the commercial lending software and services you need to build and maintain a personalized commercial lending solution for your financial institution.

Lending Service Solutions

Loan Assistant

Our commercial lending assistant services are designed to relieve your teams of many of the day-to-day task driven efforts and allow them to focus on more important things.

  • UCC-1 Lien Search (Pre or Post)
  • UCC-1 Financing Statement Filing
  • Flood Determination
  • Environmental Pre-Screen
  • Environmental Loan Check Plus
  • UCC 3 – Financing Statement Filing

Underwriting

It is vital that loan underwriting be done correctly. But it’s also time consuming and expensive. BAFS’ senior underwriters handle this important work, so you don’t have to.

  • Financial Spread & Ratio Analysis
  • Pro-Forma Development & Analysis
  • Real Estate Portfolio Analysis
  • Breakeven & Sensitivity Analysis
  • Credit Stress Test Modeling
  • Small, Limited, & Full Loan Analysis
  • USDA Guarantee, Loan Underwriting
  • Credit Memo Addendum & Review
  • Preliminary Review Analysis

Document Preparation

BAFS relies on dedicated teams who focus on owning one area of the lending process. That dedication will provide the confidence and clarity you want in the documents you need.

  • Unsecured Loan Documents
  • Personal Property Loan Documents
  • Additional Property Collateral
  • Real Estate Loan Documents
  • SBA/USDA Loan Documents
  • Loan Extension & Modification
  • Loan Participation Agreements
  • Participation Certificates
  • Renewal Loan Documents

View BLAST® in Action

Our BLAST®-enabled suite of services offers a comprehensive solution for loan management and credit administration across application, analysis, underwriting, and document preparation. Schedule a demo with our team and see how our coordination of people and platform will grow your business!